Bitcoin Baccarat: Rules, Popular Games & Strategies

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Trent Driver

Casino Expert

05 October, 2024

Last Update

Baccarat has taken the gambling world by storm thanks to its straightforward gameplay, easy rules, and low house edge. Furthermore, since the game doesn’t require any particular skills, it became one of the most beloved card games worldwide.

As a result, software providers quickly adopted a classic baccarat game and devised several engaging versions, making this simple table game even more exciting.

When cryptocurrencies entered the online gambling scene, Bitcoin baccarat also emerged. Crypto gamers from all corners of the world simply adore Bitcoin online baccarat.

Therefore, we at CasinoFinder rolled up our sleeves to create this in-depth BTC baccarat guide based on our vast knowledge and expertise. Keep reading to learn how to play baccarat as we explain the rules, payouts, and benefits of playing it with Bitcoin.

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Table of content

How to Play Bitcoin Baccarat?

Baccarat is a game of chance, meaning the results are random and based on luck. The game has two hands, two cards, and three betting types. That’s it. Also, baccarat has simple gameplay without too many steps, so learning the game itself is pretty easy.

Baccarat is played with several standard 52-card decks. Your main objective is to predict which hand total, Player or Banker, will be closest to 9 (without going over). The third possible outcome is a Tie when both hands have the same value. The crypto version of this game has the same rules, so you won’t feel any difference besides using Bitcoin.

Still, If you’re not an experienced Bitcoin baccarat player, follow this step-by-step guide to master the game.

1

Select a Crypto Site from Our List

Bitcoin Baccarat: Best Crypto Casinos to Play Baccarat Casino GamesOur experts at Casinofinder hand-picked the best legal crypto online casinos with an excellent selection of Bitcoin baccarat titles. Therefore, you don’t need to search on your own. Simply pick one of the sites from our top list, sign up if you don’t have an account yet and go to the Table Games section or Live Casino to find your perfect baccarat versions

2

Place Your Bet

Bitcoin Baccarat: Place your BetI’ve already said that baccarat has three standard bet types: Player, Banker and Tie. So, before you receive the cards, you need to choose one of these options and place your chip. Some baccarat versions include side bets, so if they do, you’ll see them on the table. However, if you’re a beginner, I advise you to stick with the three main options to master the basics first.

3

Cards are Dealt

Bitcoin Baccarat: Cards are Dealt

When the betting time ends, the computer or a live dealer will give two cards to both the Player and the Banker sides. The cards are dealt face up, so you’ll immediately see their values and calculate the result.

4

Third Card is Drawn if Needed

Bitcoin Baccarat: Third Card DrawnThe third card rule comes into play if certain conditions occur. I’ll explain this rule in more detail later. Still, at this moment, it’s important to understand that the rule is first applied to the Player’s hand and then to the Banker, if necessary.

5

Dealer Announces the Winner

Bitcoin Baccarat: Dealer Announces the WinnerIf your hand’s total is 9 or closer to 9 than the Banker, you win, and vice versa. Still, if both hands have the same value, this is a Tie. In case you’ve wagered on the Player or the Banker and there’s a tie, you’ll get you’ll stake back. But, if you bet on the Tie, you’ll receive the winnings.

Bitcoin Baccarat Rules

Now, it’s time to dig into BTC baccarat rules to explain the details you must know and understand if you want to play baccarat like a pro.

1

Card Values

The main thing you need to learn is what each of the cards in BTC baccarat is worth. As mentioned earlier, to win in baccarat, you need cards whose value is 9 or closest to 9. Still, the total value can exceed this number, so knowing how to calculate the final result is vital. Here is the list of cards and their values:

  • Cards 2-9 have their face value
  • The face cards (Kings, Queens, Jacks) and 10s are worth 0
  • Aces are worth 1

Now, what happens when the result is above 9? In that case, the first digit is removed. Here are examples that will make it easier to grasp: 10 is worth 0, and 12 is worth 2.

2

The Third Card Rule

The third card rule is the most complex thing in baccarat. Therefore, I’ve made sure to explain this rule in the simplest possible way so you won’t have trouble comprehending it after reading this short tutorial. Still, it’s worth noting that this rule triggers automatically in each baccarat game, so you don’t have to worry you’ll sum up something wrongly.

As the name implies, the third card rule is used to complete the hands. The rule kicks in particular circumstances. Here are some of them:

  • If the Player has a total of 0-5, the hand gets the third card.
  • The Banker draws the third card if the result is 0-5 and the Player has 6 or 7.
  • In case the Player receives the third card to complete the hand, the Banker will stand or draw an additional card depending on the Player’s total card value.
3

Natural Win

Natural win is the most sought-after result in baccarat. If the first two cards total 8 or 9, this is called a natural win. This can happen for both the Player and the Banker, and when it does, the round is over, and winnings are paid out accordingly.

Bitcoin Baccarat Odds and Payouts

The most important part of each casino game is its payouts and odds. You’ve already learned that baccarat has three common bet types, each with different winning odds, house edge, and payouts.

Baccarat has a very low house edge, which makes it appealing to many gamers. Still, the house edge is different for each of the bets. Here is a handy chart with details to help you do the math.

 

Bet TypeHouse EdgePayoutPayout Odds
Banker1.06%0.95:145.86%
Player1.24%1:144.62%
Tie14.36%8:19.52%

Although the Banker bet has a better house edge than the Player bet, it pays less since the house charges a 5% commission. Also, as you can see, the Tie is the least favourable, even though it can deliver potentially high winnings. Actually, the Tie bet can be considered a side bet.

Baccarat Side Bets

Besides the common bets mentioned above, you’ll also find various side bets in different versions of baccarat. Game providers add these optional bets to enhance the gameplay and make it even more engaging. Here are some of the most popular baccarat side bets.

  • Player or Banker Pairs: You win if the two cards make a pair.
  • Perfect Pair: Both the Banker and the Player hands have identical cards.
  • Dragon Bonus: You bet on the natural win.

Still, be careful with side bets. They can deliver some of the highest payouts in baccarat. However, such bets usually have very low odds, so hitting the “jackpot” could be very hard to achieve. You’ll have to spend a lot of money before you win, and the payout may not cover the costs. Moreover, your bankroll could be in grave danger if you play these risky bets. So, before you give side bets a go, check if you can afford it.

Different Types of Bitcoin Baccarat

There are two main types of baccarat games at crypto gambling sites: RNG-operated baccarat and live dealer baccarat.

The first one is powered by the Random Number Generator, meaning the software deals cards and determines the winners. Bitcoin baccarat also benefits from a provably fair algorithm that ensures the game’s results are completely random without any manipulation by the operators.

The live casino versions of baccarat are more immersive as they deliver a real-life gaming experience to the screens. These games are either streamed live from land-based casinos or cutting-edge studios. Also, the real-life host deals cards, and you can communicate with the dealer and other players using a chat feature.

Let’s explore some of the best-known baccarat versions:

  • Punto Banco: The most widely spread baccarat game, which is particularly popular in the US. The game uses 6 to 8 card decks and has a low house edge.
  • No Commission Baccarat: This game has no 5% commission on the Banker bet, so the payout for this option is 1:1. Also, if you bet on the Banker and the hand value is 6, you’ll receive 50% of your stake.
  • Baccarat Squeeze: This is the classic baccarat game with just one difference: a special ritual happening on the table. The dealer “squeezes” or slowly reveals the cards, thus making the game more exciting.
  • Lightning Baccarat: Evolution has created one of the most electrifying baccarat titles by adding multipliers to the mix. Lightning Cards get random multipliers that can boost the payout by 2x, 3x, 4x, 5x or 8x.
  • Speed Baccarat: If you’re a fan of fast-paced games, this version may be perfect for you. The rules and the payouts are the same as in traditional baccarat, but the betting time is shorter, meaning the game is faster.

Crypto Baccarat Strategies

As a game of chance, baccarat doesn’t require any particular strategy. However, this doesn’t mean you can’t try some of the most common methods to optimise the gameplay and potentially increase your odds of winning.

 

Baccarat Martingale Strategy

This simple strategy advises you to wager the same amount when you win and double the stake when you lose.

 

Baccarat Paroli System

Paroli is also known as the reverse Martingale strategy. If you choose this system, you should double your stakes after each win and return to the initial bet amount when you lose.

 

1-3-2-4 Baccarat Betting

This positive progression strategy requires you to place your wagers with specific amounts. Choose your unit, say one chip, and place your bet. If you lose, you stick to the same stake. However, if you win, you change it to three units, then two units, then four units. The goal is to bet the entire sequence without losing, as a loss reverts your bet to one unit.

Pro Tips for Playing Baccarat with Bitcoin

Finally, as an experienced baccarat player, I want to share a few useful tips to help you improve your skills.

  • Wager on the Banker since this outcome has better odds and wins more often.
  • Stay away from the Tie bet, as it occurs rarely and has a high house edge.
  • Keep an eye on your bankroll and avoid getting carried away.
  • Check the side bets and their payouts before you bet.

Bitcoin Baccarat Pros & Cons

If you still have doubts about whether BTC baccarat is for you, check out these advantages and disadvantages of playing baccarat with crypto.

Pros

  • Quick and easy deposits and cashouts with low fees
  • Great selection of baccarat games you can play with crypto
  • Privacy and security while playing
  • Provably fair technology
  • Worldwide availability

Cons

  • Crypto is a volatile asset
  • You must buy BTC before you start playing

FAQ’s

The common tactics are Martingale, Paroli, and 1-3-2-4 betting. Still, remember that baccarat is a game of luck, so even if you pick one of these popular strategies, they won’t guarantee you’ll win.

Sure. The leading game developers use reputable independent agencies to test their titles for fairness. Moreover, blockchain technology and provably fair software also ensure the game results are fair.

Yes, you can. The best crypto gambling sites have crypto-specific welcome bonuses and other incentives.

Don’t bet on a Tie as it rarely happens and has a high house edge.

Of course. Top crypto casinos have mobile versions optimised for gaming on the go. You can load the games from the browser and start playing immediately. Or install the mobile app if the casino has one.

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Casino Expert

Since entering the cryptocurrency space in 2014, I’ve developed a deep understanding of digital currencies and their evolving role in online transactions. My journey with online casinos began earlier, having explored and played at most traditional platforms before I discovered the world of crypto in 2016. It was then that I realized the unique advantages that crypto casinos offered faster payments, no KYC requirements, and a more community-friendly experience.Over the past decade, I’ve immersed myself in both the gambling and crypto industries, gaining invaluable insights into the pros and cons of each. From navigating the challenges of traditional online gambling to embracing the innovative nature of crypto-powered casinos, I’ve seen firsthand how these spaces intersect and evolve. Through my writing, I share my expertise, offering tips, reviews, and insights to help others make informed decisions in the fast-paced worlds of crypto and online gambling.